If you did not select an MCE you will be automatically assigned to one. You will receive a Fast Track invoice from the Managed Care Entity (MCE) you selected to provide your health coverage. If you do not apply online, or choose not to make a Fast Track payment when you apply, you will still have the opportunity to make a Fast Track payment while your application is being processed. Payments made while your application is being processed If you make a Fast Track payment and are determined to be eligible for HIP then your HIP Plus coverage will begin the first of the month that you submitted your application. You must select a Managed Care Entity in order to make a payment at the time of application. Payments made with the online applicationĪnyone who applies for Indiana Health Coverage Programs online will have the opportunity to make a Fast Track payment by credit card when completing the application. For help making your selection, call 1-877-GET-HIP-9. After making the payment you may not change your MCE/health plan, so be sure you select the right one for you. Fast Track payments are made to the Managed Care Entity (MCE) or health plan, you select on your application to provide your HIP coverage (Anthem, Caresource, MDwise or MHS). You can make a Fast Track payment by credit card when you apply online or, after applying, while your application is being processed. If your income is more than this amount, you will need to reapply for coverage to begin HIP. Since you do not make a monthly contribution for HIP Basic services there will be a payment required for most health services including seeing a doctor, filling a prescription or staying at the hospital. Unlike HIP Plus, HIP Basic does not cover dental, vision or chiropractic services. If your 60 days to pay expires in August without you making either a Fast Track payment or POWER account contribution, then you would default to HIP Basic coverage effective August 1 if your income is below the federal poverty level. If you make the contribution in August, you will begin HIP Plus August 1. If you make your Fast Track payment or first POWER account contribution in July then your HIP Plus coverage will begin July 1. From the date the invoice is issued, you have 60 days to make either a Fast Track payment or your first POWER account contribution to be able to begin HIP Plus coverage. For example, if you apply June 5 and receive a $10 Fast Track invoice on June 12, your HIP Plus coverage could be effective beginning June 1 – if you make your $10 payment in June. If you do not make a Fast Track payment, you may face a delay in the start of your coverage. What happens if I don’t make a Fast Track payment? If you make a Fast Track payment and are eligible for HIP, your HIP Plus coverage will begin the first of the month in which you made your Fast Track payment. The $10 payment goes toward your first POWER account contribution. Fast Track allows you to make a $10 payment while your application is being processed. What is Fast Track?įast Track is a payment option that allows eligible Hoosiers to expedite the start of their coverage in the HIP Plus program. HIP Plus coverage begins the first of the month in which an individual makes their POWER account contribution or makes a $10 “Fast Track” payment. HIP Basic can be more expensive that HIP Plus. HIP Basic does not cover dental, vision or chiropractic services and charges a copayment for each service received. Individuals with family income at or below the federal poverty level will default to HIP Basic if they do not make their POWER Account contribution. To enroll in HIP Plus, eligible individuals must make a monthly contribution to their POWER Account to help cover initial health expenses. HIP Plus is the best value plan that includes, dental, vision and chiropractic services and has no copayments except for non-emergency use of the emergency room. With HIP Plus, eligible Hoosiers can have better benefits and predictable monthly costs, and can be enrolled in coverage faster. The Healthy Indiana Plan now makes coverage available to hundreds of thousands of Hoosiers who did not have an insurance option before.
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